Buying a home is such an exciting time in your life; however, it can also be stressful, especially if you are buying a home in another country. Therefore, it is important to get a reliable lender to handle your mortgage loan. Barclays is a company that offers loans internationally, and they have been serving customers for more than 325 years. Barclays international mortgage rates can allow you to obtain a home loan at a low rate. This article will provide detailed and up-to-date information about home mortgages.

Barclays International Current Mortgage Rates

You can find information about Barclays International on their website, under their Products and Services section. The table below will give you information about the current rates.

Type of Mortgage Rate

Interest Rate APR (Annual Percentage Rate) Estimated Monthly Payment
30-year fixed 4.12% 4.19%

$1221.08

20-year fixed

4.00% 4.10% $1528.16
15-year fixed 3.25% 3.37%

$1771.29

10-year fixed

3.62% 3.77% $2503.89
7/1 ARM 3.87% 3.99%

$1192.10

5/1 ARM

3.12% 3.72% $1153.54
3/1 ARM 4.12% 4.08%

$1205.10

***Mortgage rates can change often, so you need to look at the website for the latest information about rates.

Bonus read – Deutsche Bank Mortgage Rates

Barclays International Mortgage Rates Additional Information

A mortgage advisor at Barclays can help you choose the best mortgage for you. They will walk you through the process and make sure you understand the situation. You can choose between a fixed mortgage rate and an adjustable mortgage rate. Fixed rate mortgages allow you to plan ahead and budget each month because you will always know what your monthly payment amount will be.

To be eligible for a mortgage, you must be at least 18 years of age. Keep in mind that if the mortgage is a currency different from your home currency, changes in the exchange rate could increase the amount of debt your face. You could also be required to pay a transaction fee, and early repayments could have additional fees.

Barclays will make sure you can repay the loan before they approve you for a mortgage. You can use a mortgage calculator to determine how much you can afford for the loan. If you cannot make your payments, your home could be repossessed. A customer service representative can inform you of the documents you will need when applying for a loan.

Monthly Mortgage Payment Example

Type of Mortgage Rate

30-year fixed rate 20-year fixed rate

15-year fixed rate

Mortgage Amount

$250,000 $250,000 $250,000
Interest Rate 4.12% 4.00%

3.25%

APR (Annual Percentage Rate)

4.19% 4.10% 3.37%
Number of Payments 360 240

180

Average Monthly Payment

$1221.08 $1528.16 $1771.29
Total Amount of Interest $189,590.32 $116,757.56

$68,832.02

Total Amount Paid

$439,590.32 $366,757.56

$318,832.02

***The values in this table are approximate results of our calculations and can vary based on the type of credit you opt for. Please note that these are our examples and not offered by the financial institution.

Conclusion

Barclays International mortgage rates can give you the opportunity to own your perfect dream home. If you need a mortgage, contact Barclays to see what they have to offer.