Chase (also known as JPMorgan Chase Bank, N.A) is a national bank based in Columbus, Ohio. It acts as the consumer and commercial banking services arm of its parent company, JPMorgan Chase. The company was originally founded in 1799, and later merged with with J.P. Morgan & Company Bank in 2000. Chase currently has offices in over 100 countries and more than 5,100 branches throughout the U.S. It also offers a variety of fixed-rate and adjustable-rate mortgages at competitive market rates. This article provides additional information for the most recent Chase mortgage rates.

Chase Current Mortgage Rates

You can find information about Chase’s current mortgage rates for purchase and refinancing on its website.

Type of Mortgage Rate Interest Rate APR (Annual Percentage Rate) Estimated Monthly Payment
30-Year Fixed Rate 4.250% 4.345% $1,057.67
15-Year Fixed Rate 3.500% 3.684% $1,537.00
7/1 LIBOR ARM 3.750% 3.965% $995.70 (based on 84 months)
5/1 LIBOR ARM 3.500% 3.914% $965.45 (based on 60 months)

*** Disclaimer: The rates, terms, and fees listed above are subject to change without notice, so users should go to Chase’s website, chase.com, for the latest updates.

Chase Mortgage Rates Additional Info

Chase’s estimated payments shown in the table above are based on an assumed loan of $215,000 not including taxes or insurance. Adjustable rate mortgage (ARM) loan rates and payments are based on the current index plus a margin. Additionally, rates include the following assumptions:

  • A conforming loan amount of $200,000 to $249,000
  • A purchase (not refinance) loan
  • A down payment of 20%
  • A single family home
  • A mortgage rate lock period of 60 days
  • Excellent credit

Rate adjustments could be possible depending on mortgage rates trends.

Chase Mortgage Rates

Chase Home Mortgage Rates

Furthermore, Chase offers several options for mortgages, including purchase mortgage rates, refinance mortgage rates, VA and FHA rates, and DreaMaker® mortgages. Fixed-rate mortgages are available in increments of 10-year mortgage rates, 15-year mortgage rates, 20-year mortgage rates, or 30-year mortgage rates, and adjustable rate mortgages (ARMs) are offered in 5-year, 7-year, or 10-year initial terms.

Even more so, Chase  provides jumbo loans for mortgages that range from $417,000 to $3 million. Jumbo mortgages are offered for up to 30–year terms as either fixed-rate or adjustable. The DreaMaker® mortgage is available for individuals with lower income requirements and needs only a 5% down payment.

Noteworthy is that The Chase mortgage rates payment calculator and loan comparison tool can compare loan rates accurately so you can determine the best rate for your financial situation.

Therefore, Chase’s bank mortgage rates include VA, FHA, DreaMaker® and standard loans. And, additionally, Chase’s website offers pre-approval for certain loans, so you can begin purchasing a house. Once you complete this process and have a home purchasing contract, you can call Chase’s toll-free number at 1-800-873-6577 for the next steps. You can go to Chase’s customer support page to access more help and information.