East West Bank was founded in 1973 with the goal of helping Chinese-Americans in the Los Angeles area. The bank has continued to show growth throughout the years as it now has more than 130 locations throughout the United States and China. The bank also offers a variety of home loan programs. You can purchase a new home or refinance an existing mortgage. You have the option of a fixed rate loan or adjustable rate loan, and you can purchase a loan with a low down-payment. This article will provide the latest information about the East West Bank mortgage rates.

East West Bank Current Mortgage Rates

You can find information about East West Bank mortgages and details on their website, in the Personal Loans section. The table below describes the current mortgage rates.

Type of Mortgage Rate

Interest Rate APR (Annual Percentage Rate)

Estimated Monthly Payment

30-year fixed

4.12% 4.19% $1221.08
20-year fixed 4.00% 4.12%


15-year fixed

3.25% 3.37% $1771.29
7/1 ARM 3.87% 3.99%


5/1 ARM

3.87% 4.01% $1194.98
3/1 ARM 4.12% 4.08%


***All rates and fees can change without warning, so it is important to check the website for the latest information about mortgage rates.

East West Bank Mortgage Rates Additional Information

The most common type of mortgage is a 30-year fixed rate loan. With a fixed rate, your monthly payment amount and interest rate will not change throughout the life of the loan. 30-year fixed mortgage rates are a little higher than 20-year mortgage rates and 15-year mortgage rates, but the monthly payment amount is lower.

Some people prefer an adjustable rate mortgage. With this loan, your rate could change after the introductory period. If you get a higher interest rate than you would like, this might be a good option. You also have the option to refinance your mortgage. Refinancing could allow you to obtain a lower interest rate or change the life of the loan.

East West Mortgage Company offers loans in California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington. The home mortgage rate that you obtain is important, so you want to make sure you are getting the best rate possible. To do this, make sure you use an online mortgage calculator.

Bonus read – Barclays International Mortgage Rates

Monthly Mortgage Payment Example

Type of Mortgage Rate

30-year fixed rate 20-year fixed rate 15-year fixed rate
Mortgage Amount $250,000 $250,000


Interest Rate

4.12% 4.00% 3.25%
APR (Annual Percentage Rate) 4.19% 4.12%


Number of Payments

360 240 180
Average Monthly Payment $1221.08 $1530.81


Total Amount of Interest

$189,590.32 $117,393.30 $68,832.02
Total Amount Paid $439,590.32 $367,590.32


***The values in this table are approximate results of our calculations and can vary based on the type of credit you opt for. Please note that these are our examples and not offered by the financial institution.


If you are looking for a home loan, you can find a good rate with East West Bank mortgage rates. You can call a loan officer at the company, and he will walk you through the options.