Huntington Bancshares is located in Columbus, Ohio, and it is considered one of the largest banks in the nation. The company was founded in 1866 and has offices in 7 states. The company offers home mortgages that will allow you to purchase a new home. You can obtain a fixed rate mortgage, or you might prefer an adjustable rate mortgage. 15 or 30 terms are also available. When choosing a mortgage, you want to make sure you are getting the lowest interest rate available. Huntington Bancshares mortgage rates are as low as any other company, and you will be offered excellent customer service. This article will give you the most up to date and recent information about mortgage rates.

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Huntington Bancshares Current Mortgage Rates

You can find the latest mortgage rates on their website.

Type of Mortgage Rate Interest Rate APR (Annual Percentage Rate)  (Annual Percentage Rate) Estimated Monthly Payment
30-year fixed rate 4.125% 4.344% $1162
15-year fixed rate 3.500% 3.637% $1936
5/1 ARM 3.150% 3.555% $1441
3/1 ARM 3.050% 3.577% $1519

***Rates change frequently; therefore, you need to check back for the most recent information.

Huntington Bancshares Mortgage Rates Additional Information

Huntington Bancshares will work hard to get you the best mortgage. You can call to get a quote and speak with a representative who will guide you every step of the way. You can apply online and you will be directed to a representative. When applying, you will need your social security number, address, address of employers, W2 forms, and most recent pay stubs. After you submit your application, you will receive copies of the Good Faith Estimate and Truth in Lending Disclosure.
Your property will be appraised, and they will also conduct a survey. Then, they will process your loan, which could take up to 3 weeks. The underwriters will review your information and make a decision. If approved, you will set up a time and place to close on the home.

You need to decide if you want a fixed rate mortgage or an adjustable rate. The website offers a mortgage rates calculator that could help you decide. Fixed mortgage rates will not change throughout the life of the loan. Adjustable mortgage rates will fluctuate after the initial period has passed.

You can have a 30-year term or a 15-year term. 30-year mortgage rates are a little higher, but your monthly payment amount will be lower. 15-year mortgage rates are slightly lower, but your payments will be higher. 20-year mortgage rates could also be available. The mortgage rates trend changes each day, so check back for the current mortgage rates.

If you need a larger loan, you could apply for a jumbo mortgage. Jumbo mortgage rates at Huntington Bancshares can provide you with the opportunity to purchase a larger home.


Huntington Bancshares mortgage rates are available online. Moreover, the website offers a lot of information about how the mortgage process works. The company makes applying for a mortgage as easy as possible, so you can concentrate on your new home.