Buying a new home is such an exciting experience. However, in order to complete the purchase, most people need a mortgage loan. When looking for a mortgage, you want to find a reliable lender with low mortgage rates. KeyCorp is a company that offers mortgages to millions of consumers across the globe. KeyCorp operates in 15 states and has more than 1200 branches available. The company, headquartered in Cleveland, Ohio and has received numerous awards. It dates back to 1825 and continues to grow. KeyCorp mortgage rates will provide you with an affordable mortgage that will meet your needs.

KeyCorp Current Mortgage Rates

KeyCorp mortgage rates for a home loan remain low, and they are competitive among the other lenders. You can find current rates on Bankrate’s website, a trusted website that compares and offers information on all major banking institutions. You can also make a simulation of the mortgage loan you can afford using KeyCorp’s mortgage calculator on their website.

Type of Mortgage Rate Interest Rate APR
(Annual Percentage Rate)
Estimated Monthly Payment
30-year fixed 4.500% 4.574% $1014
20-year fixed 4.125% 4.225% $1226
15-year fixed 3.75% 3.480% $1454
5/1 ARM 3.250% 4.085% $870

*** Rates can change at any time, so you need to check on the website to find the latest information regarding mortgage rates.

Bonus readKeyCorp Mortgage Account Login

KeyCorp Mortgage Rates Additional Information

With a fixed-rate mortgage from KeyCorp, your rate remains constant throughout the loan, so your monthly payment amount will not increase or decrease. An adjustable rate mortgage changes according to the market trends. You will usually get an initial lower rate, and then the monthly payments could increase.

KeyCorp offers competitive 30-year mortgage rates, 20-year mortgage rates, and 15-year mortgage rates. If you are searching for a higher priced home, you can obtain a jumbo loan with excellent jumbo mortgage rates.

Furthermore, KeyCorp allows you to prequalify for a loan, so you can know how much you can afford. The mortgage rate trend can change, so you will want to lock in your rate. With the company, you can also purchase mortgage rates to obtain a lower rate on your loan.

In addition, refinance mortgage rates can help you get a low rate to refinance your loan. This can help you lower your monthly payments or pay off your mortgage sooner.

You can use the KeyCorp mortgage rate calculator to determine your payment amount. Of course, this can help you get an idea of the cost while you are searching for a loan. You do not want to get a loan that you cannot afford. To apply for a mortgage, you will need certain documents. Make sure you have pay stubs, W2 forms, and tax returns. However, you will need proof of identity.

Numerous types of loans are available. You can apply for an FHA loan, VA loan, or conventional loan. A loan officer can help you decide which loan is best for you.

Conclusion

KeyCorp mortgage rates are very competitive and can offer you the mortgage that you need. You will be assigned a mortgage officer that will walk you through the process. Customer service representatives are always on hand to help answer any questions you might have. You can easily make a payment online, and you can pay off your mortgage at any time.