Situated in New York City, Morgan Stanley functions in 24 countries around the world. The company employs more than 50,000 people and possesses more than 1200 offices. Morgan Stanley was founded in 1935 and was immediately successful. The business claims to help you achieve your dreams and will provide Morgan Stanley home loans options to meet your needs. You can receive a fixed-rate mortgage or an adjustable rate mortgage. This private bank provides a wide range of residential mortgages to qualified individuals. Morgan Stanley mortgage rates are low, so now is an excellent time to purchase a home or refinance your mortgage.

Morgan Stanley Mortgage Rates

There are many things to consider when choosing Morgan Stanley home loans. You can find the current Morgan Stanley mortgage rates on their website.

Type of Mortgage Rate Interest Rate APR
(Annual Percentage Rate)
Estimated Monthly Payment
3/1 Year ARM 2.65% 2.664% $1522.52
5/1 Year ARM 3.270% 3.923% $1445.05
7/1 Year ARM 3.700% 4.016% $1375.07
10/1 Year ARM 3.860% 4.041% $1283.38
15-year fixed rate 4.090% 4.173% $1531.01
30-year fixed rate 4.470% 4.518% $1014.56

*** The Morgan Stanley mortgage rates, fees, and terms are subject to change without notice, so you should access the bank’s site for the latest updates.

For example, for a $700,000 loan, the payment for a 15-year fixed rate loan will be $5209, and for a 30-year loan, the payment will be $3534.

Morgan Stanley Rates Additional Information

The 30-year mortgage rates, 20-year mortgage rates, or 15-year mortgage rates can offer you the ability to borrow with confidence. Morgan Stanley jumbo mortgage rates will allow you the dream of owning the perfect residence. If you choose to refinance your home, the refinance mortgage rates make it a good time to refinance. In addition, you can purchase points, and the purchase mortgage rates will help you pay off your mortgage earlier.

Related: Morgan Stanley Mortgage Account Login

The Morgan Stanley rates trend fluctuate, so get a mortgage while the rates are low. You can obtain an adjustable rate mortgage or a fixed rate loan. Home mortgage rates are unpredictable, so make sure you research the latest trends. Use a rate and payment calculator to determine your payment amount. A calculator can be very beneficial, so you can plan and budget. You can type in information about your mortgage, and the calculator can determine the amount you will be paying and the fees.

The calculator can be found on Bankrate website, a trustworthy rating website.

You can apply for a Morgan Stanley loan, and you can check your loan status online. If approved, you can lock in a mortgage rate, and it cannot change. The company understands that everyone’s financial situation is different, so they will discover the perfect loan for your needs.

You can obtain a conditional approval letter, so you will know how much you can spend on a loan. The company also offers interest-only loans, fully amortizing adjustable rate loans, 1-month LIBOR adjustable rate loans, and home equity lines of credit. You might even be able to qualify for discounted prices for you or your family members.


With Morgan Stanley, you will have access to your personal financial advisor who will give you advice and walk you through the process. You can log into your account at any time to find out information regarding your loan. Morgan Stanley mortgage rates will give you the best possible loan. Have you ever used Morgan Stanley home loans? Share your experience in the comments!