Union Bank dates all the way back to 1891. Since then, the bank has continued to grow, and now it offers mortgages to customers. The bank offers numerous types of mortgages, including fixed rate mortgages or adjustable rate mortgages. When obtaining a mortgage loan, it is important to get the lowest rates available. Union Bank mortgage rates are historically low, so now is the perfect time to buy a new home. Rates can change quickly, so it is important to get the latest mortgage rate information.

Union Bank Current Mortgage Rates

You need to know the current mortgage rates before you choose a mortgage lender. Their rates cannot found on a current mortgage rates page. However, their mortgage calculator gives you all the information necessary.

Type of Mortgage Rate Interest Rate APR (Annual Percentage Rate) Estimated Monthly Payment
30-year fixed 3.865% 4.201% $1735
20-year fixed 3.625% 3.919% $1997
15-year fixed 3.000% 3.308% $2233
10-year fixed 2.750% 3.044% $2825
7/1 ARM 3.125% 3.978% $1683
5/1 ARM 3.000% 3.843% $1681
3/1 ARM 3.250% 3.858% $1698

*** Mortgage rates, terms, and fees are subject to change without notice. Therefore, check the website for the latest Union Bank mortgage rates.

Union Bank Mortgage Rates Additional Information

Union Bank offers 30-year mortgage rates, 20-year mortgage rates, and 15-year mortgage rates. You can obtain an adjustable rate mortgage or a fixed rate mortgage. With an adjustable rate mortgage, the rate has a fixed rate for a short period of time, and then the rate can change depending on the mortgage rates trend. Whereas, with a fixed rate mortgage, the rate will stay the same throughout the life of the mortgage.

With Union Bank, you also have the option to refinance your mortgage. You can check out the refinance mortgage rates to see if refinancing is right for you. If possible, you might want to refinance your mortgage to get a lower interest rate or to shorten the life of the loan. You might also want refinance to lower your monthly payments.

If you need a larger mortgage, jumbo mortgages are available. Jumbo mortgage rates are low, so you can check the website for the latest information. When looking for a mortgage, it is wise to use a mortgage rate calculator to see how much you can afford. With Union Bank, you can get prequalified to see how much you can afford. The bank offers a quick and easy closing process, and they will make the loan process as stress-free as possible.

A loan officer will help you decide which loan is best for your needs. You can obtain an FHA loan, a VA loan, or a conventional loan. You can go to the website and enter your personal information, and the bank will let you know if you qualify for a mortgage loan. Qualifying for a loan is based on your credit score and income. The bank wants to know that you can make the mortgage payments.


Union Bank provides excellent customer service and will help you every step of the way. Union Bank mortgage rates are competitive. You will be contacted by a mortgage loan officer who will guide you through the process. You will then be able to obtain a mortgage loan, and you will enjoy the privileges that come with owning a new home.