Wells Fargo is an international banking and financial services company based in San Francisco, California. It was founded in 1852. In addition to its banking and wealth and investment management services, it also offers a variety of fixed-rate and adjustable-rate mortgages. These are among some of the most reasonable mortgage interest rates in the banking industry. This article will provide useful, up-to-date information about current Wells Fargo mortgage rates.

Wells Fargo Current Mortgage Rates

You can find information about Wells Fargo’s current mortgage rates on its website.

Type of Mortgage Rate Interest Rate APR (Annual Percentage Rate) Estimated Monthly Payment
30-Year Fixed Rate 4.500% 4.563% $1,013.38
30-Year Fixed Rate FHA 4.375% 5.394% $1,157
30-Year Fixed Rate VA 4.000% 4.298% $986.35
15-Year Fixed Rate 3.750% 3.857% $1,454.45
7/1 ARM 3.875% 3.991% $940.48-$1,460
5/1 ARM 3.750% 3.950% $926.24-$1,468
5/1 ARM VA 3.625% 3.398% $942.21-$1,471
30-Year Fixed Rate Jumbo 4.250% 4.266% $3,689.55
15-Year Fixed Rate Jumbo 4.000% 4.028% $5,547.66
7/1 ARM Jumbo 3.750% 3.888% $2,980-$5,354

*** Disclaimer: The Wells Fargo rates, terms, and fees shown above are subject to change without notice and users should access the bank’s site for the latest updates.

Bonus read: Wells Fargo Mortgage Account Login

Wells Fargo Mortgage Rates Additional Info

Wells Fargo Mortgage Rates

Wells Fargo Home Mortgage Rates

The price of Wells Fargo mortgage rates is competitive, including several options for loans and VA and FHA mortgages. Both purchase mortgage rates and refinance mortgage rates are available for home loans. Fixed-rate mortgages are available as 30-year mortgage rates or 15-year mortgage rates (although not 20-year mortgage rates). There are also adjustable rate mortgages (ARMs) offered with a 5-year or 7-year initial term.

Wells Fargo’s ARM interest rates and estimated payments shown in the table above are based on an assumed loan of $200,000. Rate adjustments may be possible depending on individual buyer and loan conditions.

Wells Fargo provides jumbo loans, also called non-conforming loans, for mortgages that are over Fannie Mae and Freddie Mac limits. The rates for jumbo mortgages are offered in 15 or 30-year terms and will usually run slightly higher than standard conforming mortgages since they are based on the current mortgage rates trend in markets.

To figure out which loan is best for you, you can access Wells Fargo’s rate and payment calculator on their website. They also have a loan comparison tool and mortgage calculator that explains the advantages and disadvantages of each loan type.

Wells Fargo mortgage rates include a variety of options such as VA, FHA, and standard conforming loans. If you are currently shopping for a house, you can become pre-approved for a Wells Fargo mortgage through their website. Once you receive the pre-approval and have a contract to purchase a home, you can complete the loan process with Wells Fargo by calling the company’s toll-free number at 1-800-357-6675. You can also go to Wells Fargo’s customer support page where users can ask for further help and information about mortgage rates.